What is it? The Palmetto Heroes Program is a special initiative by SC Housing designed to help South Carolina’s "everyday heroes" become homeowners. It provides a $10,000 forgivable grant to help with your down payment and closing costs, paired with a competitive fixed-rate mortgage. Is it really "Forgivable"? Yes! As long as you live in the home as your primary residence for at least 10 years , you do not have to pay a single cent of that $10,000 back. It is essentially
